First-Time Buyer Programs in Mississippi (2025): Easy8, MRB7 & Local Help

Making Homeownership More Accessible

Buying your first home is exciting—but coming up with a down payment can feel overwhelming. Thankfully, Mississippi offers programs like Easy8 and MRB7 to help. If you’re buying in Hattiesburg, Gulfport, or Biloxi, these programs could give you thousands in assistance.

Easy8 Program (Up to $8,000)

• Provides up to $8,000 in down payment help.
  
  
• Works with FHA, VA, USDA, and conventional loans.
  
  
• Forgiven after a set number of years in the home.
  
  

MRB7 Program ($7,000)

• Offers $7,000 toward down payment or closing costs.
  
  
• Targeted toward first-time buyers and moderate-income families.
  
  
• Available across South Mississippi, including Forrest, Lamar, Harrison, and Jackson counties.
  
  

Who Qualifies?

• Must meet income and purchase price limits (varies by county).
  
  
• First-time buyer status (or not owned in 3+ years).
  
  
• Completion of a homebuyer education course.
  
  

Expert Tip from Odyssea Group

Not all lenders are familiar with these programs. Work with a local, experienced lender who knows how to process Easy8 and MRB7.

Conclusion: Your First Home is Closer Than You Think

With the right guidance, first-time buyers in Mississippi can get into a home faster and more affordably.

CTA: Contact the Odyssea Group to learn if you qualify for Easy8 or MRB7 and get connected to the right lender.

Disclaimer: Always confirm eligibility with a licensed lender or housing authority.